How does BitPay work? You can manage your finances using one app, the secure and open-source BitPay Wallet. You can get up and running quickly with blockchain security. BitPay Wallet allows you to keep your private keys as well your money under your control at all time. And you're using code that's 100% open source for community testing and audits. BitPay app version 1.0 has the following features. – Intuitive multisignature security for personal or shared wallets – Device-based security: all private keys are stored locally, not in the cloud – Hierarchical deterministic (HD) address generation and wallet backups – Payment protocol (BIP70-BIP73) support: easily-identifiable payment requests and verifiably secure payments – Support for 150+ currency pricing options – Email and push notifications for payments and transfers – Easy spending proposal flow for shared wallets and group payments – Support for testnet wallets – Customizable wallets name and order – Multiple supported languages, including French, German, Chinese (Simplified), and Spanish This app is free and open source software. You can also view the code on GitHub at https://github.com/bitpay/copay.